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Betta Ways to Pay

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Buy Now Pay Later

Our buy now pay later facility lets you pay a deposit upto 25% when you order with no further payments for your furniture for 12 months, ideal for those looking to keep savings in the bank for an extra 12 months or those looking to save in the meantime.

Example monthly payments with our buy now pay later (12 months) facility based on a 25% deposit

KITCHEN Costing        Monthly payment 

 £2,000                                         £32.97

   £3,000                                       £48.41 

 £4,000                                       £64.53 

 £5,000                                       £80.67 

 

Buy Now Pay Later Representative Example 

Cash Price £3200 less a minimum deposit of £320 equals a loan amount of £2880.

Repayable by 120 monthly repayments of £61.95 with 1st repayment commencing 12 months after installation of the goods or service.

Total Charge for Credit = £4,554

Total Amount Repayable = £7,754 which includes the £320 deposit.

Interest Rate = 18.3% per annum (Variable)

Representative APR = 19.9% (Variable)

If you repay the loan amount before 12 months after installation of the goods and services then no interest will be payable and you will be charged a £70 exit fee.

If you do not repay the loan amount within the 12 months after installation of the goods and services, interest will be payable backdated to the date of installation of your goods and services as per the terms of your loan agreement.  

Flexible Finance

There's no need to pay a deposit and our flexible finance option can be spread over 60 or 120 months, however you may settle the account sooner if you wish - we believe this is our most flexible finance option ever!

Take a look at some example monthly payments with our Flexible Finance facility based on a 10% deposit 

A KITCHEN Costing          Monthly payment

 £2,000                                     £26.98 

 £3,000                                     £40.47 

 £4,000                                     £53.97 

 £5,000                                     £67.46 

 

Flexible Finance Representative Example

Representative Example over 60 months

Cash price £3200 less a minimum deposit of £320 equals a loan amount of £2880. Repayable by 60 monthly repayments of £65.68.

Total Charge for Credit = £1,060.80

Total Amount Repayable = £4260.80 which includes the £320 deposit.

Interest Rate = 13.1% per annum (Fixed)

Representative APR = 13.9% (Fixed)

 

Representative Example over 120 months

Cash price £3200 less a minimum deposit of £320 equals a loan amount of £2880. Repayable by 120 monthly repayments of £43.17

Total Charge for Credit = £2,300.40

Total Amount Repayable = £5500.40 which includes the £320 deposit.

Interest Rate = 13.1% per annum (Variable)

Representative APR = 13.9% (Variable)

 

 

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